“American Dream Slipping as Homeownership at 18-Year Low”
http://www.bloomberg.com/news/2013-07-30/american-dream-erased-as-homeownership-at-18-year-low.html
“…consumer groups are pressing lawmakers…mortgage standards designed to prevent another crash are flexible…that more families can benefit from the recovery. Regulators are close to proposing a softened version of…requiring banks to keep a stake in risky mortgages they securitize…
“Low down-payment loans…exotic adjustable rate mortgages…fuel a massive housing bubble, which…burst and took down the financial sector,” said (professor of real estate finance at George Mason University Anthony) Sanders…former head of mortgage-bond research at Deutsche Bank AG. “So the question now is do we want to do this again?””